When would I need my Athletic Trainer Professional Liability Insurance?

Professional Liability Insurance (PLI) is a type of insurance that protects Athletic Trainers from claims of professional negligence or malpractice. But you may be wondering, when would I need my Athletic Trainer Professional Liability Insurance? Here are a few examples of scenarios where PLI would provide coverage for an Athletic Trainer:

  1. A client sues an Athletic Trainer for improper injury assessment: If a client sues an Athletic Trainer for improper injury assessment, PLI would cover the cost of any lawsuits or settlements that may result. 

  2. A client sues an Athletic Trainer for improper rehabilitation protocol: If a client sues an Athletic Trainer for improper rehabilitation protocol that resulted in further injury, PLI would cover the cost of any lawsuits or settlements that may result.

  3. A client sues an Athletic Trainer for inadequate supervision: If a client sues an Athletic Trainer for inadequate supervision that resulted in an injury during a training session, PLI would cover the cost of any lawsuits or settlements that may result. 

  4. A client sues an Athletic Trainer for failure to identify a pre-existing condition: If a client sues an Athletic Trainer for failure to identify a pre-existing condition that resulted in a further injury, PLI would cover the cost of any lawsuits or settlements that may result. 

  5. A client sues an Athletic Trainer for bad advice that resulted in injury: If a client sues an Athletic Trainer for bad advice that resulted in an injury, PLI would cover the cost of any lawsuits or settlements that may result. 

Are you an athletic trainers that needs PLI? You can check out the PH PLI+General Liability insurance policy, sold through the Go4 Insurance Agency right here:
[CLICK HERE]

It’s more than just PLI, it’s PLI + General Liability insurance. Essentially two policies in one. No other endorsements needed or added costs.


For the avoidance of doubt, Go4Ellis, Inc. is neither selling, soliciting, or negotiating the insurance mentioned above. The broker of record who is selling, soliciting, and/or negotiating such insurance is Players Health. All questions about the insurance mentioned above should be directed to go4questions@playershealth.com.