When would I need my General Liability Insurance?

General Liability Insurance (GLI) provides coverage for third-party claims of bodily injury or property damage that may occur while providing services as an Athletic Trainer. Here are a few examples of scenarios that answer the question: When would I need my General Liability Insurance? 

  1. A client slips and falls in your gym: If a client slips and falls in your gym, GLI would cover the cost of any medical expenses or lawsuits that may result from the incident. 

  2. A client’s property is damaged during a training session: If a client’s property is damaged during a training session, GLI would cover the cost of repairing or replacing the damaged property. 

  3. A client suffers an injury using equipment you provided: If a client suffers an injury while using equipment you provided, GLI would cover the cost of any medical expenses or lawsuits that may result from the incident. 

  4. A client’s car is damaged while parked at your training facility: If a client’s car is damaged while parked at your training facility, GLI would cover the cost of any repairs or lawsuits that may result from the incident. 

  5. A client suffers an injury during a training session due to inadequate supervision: If a client suffers an injury during a training session due to insufficient supervision, GLI would cover the cost of any medical expenses or lawsuits that may result from the incident. 

  6. A client is injured while participating in a group training session you organized and led. GLI would cover the medical expenses and any lawsuits that may result from the incident

  

Are you an AT that needs PLI and General Liability? Good news! You can now get a get PLI + General Liability insurance from Players Health through the Go4 app! It’s 2 policies in 1! For 1 price!

To get a quote:

1. Open the Go4 app

2. Click the menu icon

3. Click the PLI button

For more info and comparison charts: www.go4insurance.io