What is Products-Completed Operations coverage for athletic trainers?
Products-Completed Operations is a type of coverage typically included in General Liability Insurance (GLI) policies. It protects businesses against claims of bodily injury or property damage resulting from the use of products or services provided by the company.
Here is an example of how Products-Completed Operations coverage would apply to an Athletic Trainer:
Suppose an Athletic Trainer provides a client with a workout routine, including specific exercises and equipment usage, and the client suffers an injury due to the workout. The client then sues the Athletic Trainer for the injury, alleging that the trainer was negligent in providing the workout routine and equipment recommendations. In this case, the Athletic Trainer’s GLI policy with Products-Completed Operations coverage would protect against the lawsuit, covering the cost of legal defense and any settlements or judgments up to the policy limit, in this case, up to $1M.
It’s important to note that this is just an example and that the specific coverage provided by a GLI policy with Products-Completed Operations will depend on the policy itself and the specific circumstances of the incident. The Athletic Trainer should always check the details of their policy and seek guidance from an insurance professional if they have any doubts.
Are you an AT that needs PLI and General Liability? Good news! You can now get a get PLI + General Liability insurance from Players Health through the Go4 app! It’s 2 policies in 1! For 1 price!
To get a quote:
1. Open the Go4 app
2. Click the menu icon
3. Click the PLI button
For more info and comparison charts: www.go4insurance.io
Need an athletic trainer? Go4 is a nationwide app/platform that connects teams and organizations with per diem athletic trainers for games, practices, camps, clinics and tournaments. For more information, or to find and hire an athletic trainer, visit go4.io
If you’re an Athletic Trainer looking to pick up a shift or two, sign up here!